Massey Insurance Blog
When the “Next Big One” Hits, Make Sure You’re Prepared With California Earthquake Insurance
Let’s get right to the point: It’s no secret that California—Southern California especially—is continually prone to dangers that nature provides. Floods and landslides are common occurrences in the state, but what we want to get across right now is something that California is unfortunately famous for: earthquakes. Earthquakes are a natural phenomenon that have been affecting the world for centuries. Despite the continued advancement of technology in relation to earthquakes, the world still seems to be behind in properly planning for the destruction that they may cause. Because of California’s unpredictability when it comes to earthquakes, it’s necessary to consider California earthquake insurance for your home or business because you never know when the “next big one” is going to strike. Still want to know more? Here’s some additional earthquake information:
- · Most earthquakes are usually pretty small and leave little impact. In fact, most earthquakes are not even felt by people.
- · Every year Southern California experiences around 10,000 earthquakes. Only around 300-400 are above the magnitude and 3.0 and only a handful are above 4.0.
- · Just this week, a series of earthquakes struck the California/Mexico border with several topping over with a 3.0 magnitude and one clocking in at 4.1.
- · Only 12% of Southern California residents have earthquake insurance. The 1994 Northridge earthquake, a magnitude of 6.7, caused $20 billion in damage.
The importance of earthquake insurance cannot be understated. In Southern California is known as “earthquake country” and many people, homes, and businesses are in severe danger whenever the next big earthquake hits. Science tells us that a large earthquake in the region is inevitable, so it’s best to be prepared.
At Massey Insurance Services we can help you find an affordable and reliable California earthquake insurance plan. A regular homeowner’s insurance policy does not include coverage for natural disasters, making it all the more necessary to consider buying some. Don’t put yourself in danger before it’s too late. Contact us today for more information!

