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Many times in the heat of the moment after an accident, you become confused with what pieces of information you might need to file a claim. We at Massey Insurance want to help you if this were to ever happen to you, and put together a video with some helpful tips! [embed]https://youtu.be/ofvXVhZsbKo[/embed]...

So you've just moved into a new apartment, and your landlord requests that you have a renters insurance policy. As someone who has rented many times in their life, an insurance policy for renting an apartment sounds like an unnecessary cost. BUT, it really isn't, and here are some reasons why! Just because your landlord has property insurance DOES NOT mean that your belongings are covered! So if your dwelling were to catch on fire and you don't have any insurance on your items inside, you've essentially LOST all of those items.  If you have a renter's insurance policy, your belongings...

  Attention all homeowners! Do you know what’s covered by your homeowner’s insurance policy? We bet you didn’t know that ALL of your personal property is protected by your policy. A lot of insurance agents like to say that homeowner’s insurance covers pretty much everything and the kitchen sink! But, what does that really mean? For example is that computer that fell overboard on your cruise in the Caribbean, covered by your homeowner’s insurance! Did lightning strike your house? Covered by your homeowner’s policy! Now how much exactly do you get for said overboard computer that went swimming in the Caribbean? If your...

Here at Massey Insurance, we always want our clients to be prepared in the event of a natural disaster. But, one of the issues we constantly face is where can we go to find all the information and items we need during one of these disasters? The County of San Bernardino has stepped up and released an app that will help you with these needs: READY SB COUNTY. The app is easy to use, and extremely functional. When you first log in, you answer five simple questions and the app will create a customized emergency supply check list, just for you. It will...

We’ve all been there, talking to an insurance agent about getting a new auto policy when the dreaded question is asked, “What type of limits would you like to have?”  Most of us don’t know what this means and need it explained, well we’re going to do you a solid and not only explain what limits are, but how different types of limits can benefit you. First let’s explain what car insurance coverage limits are: They are the maximum amounts of money that your insurance will pay out if you make a claim. So, let’s say you injure someone and their passengers...

  It's the holiday season and many of us will be on the road in the coming weeks. Have you ever thought about what you would do in an instance if you were to be stranded somewhere far from home? In addition to an emergency plan it is essential to have an emergency kit, and for your convenience, we put together a little video on what items you need in the event of an emergency.   [embed]https://youtu.be/TxTHZLwxqHM[/embed]   Shoes Clothes Gloves Poncho Blanket Mask Towel Food Flashlight First aid Whistle Knife Light sticks Duct tape Map Cash Backpack Water Bottle...

This information is the fifth in a series brought to you by, Massey Insurance Services. At Massey Insurance we want our clients and neighbors to be aware of ways to further save money while striving to ensure you have protection against all possible eventualities.  You never know when you might need help! Apple Valley residents, did you know that each of your 3 local fire stations has only 3 firefighters staffing it at any given time? These firefighters work 48 hour shifts, running calls at all hours of the night. Most often they are able to have their full four days off after...

This information is the fourth in a series brought to you by, Massey Insurance Services. At Massey Insurance we want our clients and neighbors to be aware of ways to further save money while striving to ensure you have protection against all possible eventualities.  You never know when you might need help! Citizens of Apple Valley, WE NEED YOUR HELP! Two of our local fire stations are closed due to taxpayers voting down a measure during our last election cycle. This means that on average it’s YOU who has to wait longer for the help you desperately need. Did you know that the Fire...

This information is the third in a series brought to you by, Massey Insurance Services. At Massey Insurance we want our clients and neighbors to be aware of ways to further save money while striving to ensure you have protection against all possible eventualities.  You never know when you might need help! If you’re an Apple Valley resident, by now hopefully you are aware that two of our five fire stations in the town are closed and not in use. The reason they are closed: we do not have enough funding to keep them open and operational. Apple Valley Professional Firefighters Association said, “All...

This information is the second in a series brought to you by, Massey Insurance Services. At Massey Insurance we want our clients and neighbors to be aware of ways to further save money while striving to ensure you have protection against all possible eventualities.  You never know when you might need help! What is an ISO rating? With all of this talk about increasing insurance rates, due to local fire department’s quality determining their ISO rating, let’s look to see what goes into an ISO rating. The rating system has a range from 1- the best, to 10- the worst. Class 1 means there is...