Measure A Series: Part 3

Measure A Series: Part 3

This information is the third in a series brought to you by, Massey Insurance Services. At Massey Insurance we want our clients and neighbors to be aware of ways to further save money while striving to ensure you have protection against all possible eventualities.  You never know when you might need help!

If you’re an Apple Valley resident, by now hopefully you are aware that two of our five fire stations in the town are closed and not in use. The reason they are closed: we do not have enough funding to keep them open and operational.

Apple Valley Professional Firefighters Association said, “All of us at the Fire District have done what we could to tighten up the budget… as costs continued to rise there was only so much that can be done and hence the closure of the two stations.”

How does this closure affect residents beyond paying more for insurance rates? Safety. On April 21, 2016 Engine Medic Engine 334, Medic Engine 331, and Brush Engine 331 worked a large illegal burn off of Bear Valley Road. This means two out of three stations were on that call, leaving Medic Engine 332 to cover all 206 square miles of Apple Valley.

Apple Valley Fire protection District runs 11,000 calls a year with only three stations responding. This means that when a loved one or you need help, they cannot respond as fast as they need to, because they do not have the staffing they need.

Many might think that because they live near a fire station, they’re covered. That couldn’t be farther from the truth, as these engines are rarely in the station as they are running on average anywhere from 10-30 calls a day.

How can you help this situation? Simple: vote YES on the fire tax on November 8th, 2016.  The money from this tax will ONLY equate to $126.90 a year.  For that money, tax payers will get two more open fire stations and five more fire fighters to cover them 24/7.  Safety has never cost less.

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Measure A Series: Part 2

Measure A Series: Part 2

This information is the second in a series brought to you by, Massey Insurance Services. At Massey Insurance we want our clients and neighbors to be aware of ways to further save money while striving to ensure you have protection against all possible eventualities.  You never know when you might need help!

What is an ISO rating?

With all of this talk about increasing insurance rates, due to local fire department’s quality determining their ISO rating, let’s look to see what goes into an ISO rating.

The rating system has a range from 1- the best, to 10- the worst. Class 1 means there is an excellent fire protection system, and class 10 represents almost no protection. Classes 9 and 10 are both indicators of rural areas without good fire hydrants or departments.

50% of the total classification number comes from the quality of the fire department. This means: proper trucks, ladders, staffing, training, and where the stations are located.

The next 40% comes from your local water supply system. This means: the condition, inspection, maintenance of fire hydrants, and most importantly a bigger amount of water available than the amount needed to extinguish a fire.

The remaining 10% is factored according to fire alarm and communications systems: telephone lines, a full staff, and the quality of the dispatch system.

As you can see, a very LARGE factor in this rating comes from the quality of the fire department and staff itself. So if there is a fire department that is handicapped by closed stations, and not being fully staffed, people in need are not receiving the best resources they need in a timely manner.

If you haven’t already heard, there will be a new measure on the ballot in November that will increase property tax to $126.90 a year, which will open all of our closed fire stations, and hire new fire personnel to better serve our community. Please vote yes on the new fire tax measure on November 8th, 2016!

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5 Fun Local Fall Activities

5 Fun Local Fall Activities

It’s Fall ya’ll!  And you know what that means, it’s time for apple picking, hayrides, and of course pumpkin patches! We’re rounding up some fun Fall activities that you can do with the family this weekend!

  1. The City of Victorville Fall Festival:

October 1, 2016 10a-4p.

Live entertainment , food, and kids activities! Admission and parking are FREE!

For more info: http://www.victorvilleca.gov/Site/CityPrograms.aspx?id=7304

fire on the stairs

2. 50th Anniversary of Calico Days, October 1-2

Celebrating the rich history of California’s Silver Rush Ghost Town!

Admission: $10 Adults, $6 Ages 6-15, 5 & under free!

 

3.Happy Trails Chili Cook-Off

October 15, 2016, 10-3pm

5 tasting tickets are $5.00, Kids who are not tasting are free!

 

4. Route 66 Car Show

October 22, 10-2pm

Come for fun, music, lunch, and see which cars take home the prize!

More information:  www.califrt66museum.org\

 

Protection of truck

5. Riley’s Farm Sleepy Hollow Events

All of October, Saturday nights 6-9pm, Friday nights, 7-10pm (prices vary).

Complete with food, hayrides, and walking through Sleepy Hollow with the townsfolk, but beware of the headless horseman!

More information: http://rileysfarm.com/index.php/dinners/sleepy-hollow/

Measure A Series: Part 1

Measure A Series: Part 1

This information is the first in a series brought to you by, Massey Insurance Services. At Massey Insurance we want our clients and neighbors to be aware of ways to further save money while striving to ensure you have protection against all possible eventualities.  You never know when you might need help!

High Desert residents, your homeowner’s insurance premiums WILL be increasing, and not just in small increments. Some residents who are up for renewal have found that their premiums have increased by as much as $500.00 annually in Spring Valley Lake.

One of the main causes of this rate increase is your local ISO protection class rating. Ratings are determined by your local fire department’s quality and water supply systems. This translates to: fire stations being fully staffed, fully equipped, and CLOSE to you.

Unfortunately, for the high desert proper, that is not a reality. In Apple Valley alone, there are only 3 full time fire stations covering 206 square miles of territory. The average citizen at any given time of the day could be 7 minutes away from fire protection and medical help.

Our town does not have adequate funding to keep ALL of our fire stations open and fully operational. Meaning that MULTIPLE fire stations in large areas are either standing empty or not functioning 24 hours a day; meaning the average citizen is NOT close to a fully functioning fire station.

But, there is hope! The fire tax, A, will appear again this voting season on November 8th, 2016. This tax will reopen fire stations that are closed, hire more fire fighters to man those stations to better serve and protect YOU. For $126.90 a year, you can be safer with more coverage from your local fire departments, saving you HUNDREDS of dollars on your insurance premiums. Please vote YES ON A.

If you have any questions about your homeowner’s insurance policy, please give Massey Insurance Services a call at: (760) 843-1938 Or toll free at: (800) 4-GR8-INS.

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Yes on A!

Yes on A!

Dear Valued Client,

We wanted to bring to your attention a very serious issue that is affecting home owner’s insurance rates throughout San Bernardino County. Due to multiple local fire stations being closed and not in operation, this is negatively impacting what determines your home owner’s insurance premiums.  Many of our own customers have seen their policies increase by 3 times the amount they paid last year. The average increase in policy rates have been between: $400-$1600. We are urging everyone in the community to vote yes on A this coming election season, as this will allow for more fire stations to re-open and will allow more citizens to be closer to an operational station, thereby lowering their insurance premiums. If you vote YES ON A it will only increase your current property tax by $59.88 per year, versus paying $400-$1600 in insurance premiums per year.

If you would like more information on how our current fire protection plan is not enough, please visit:www.reopenavfirestations.com.

Sincerely,

Your friends at Massey Insurance Services

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Gingerbread House Competition

Gingerbread House Competition

Employee Gingerbread House Competition

As a friendly competition, our employees teamed up to decorate gingerbread houses and garner votes from our neighbors and Facebook friends for the best.

We had a lot of fun tapping our creative, crafty sides and enjoyed a whole lot of candy in the process. Here are our winners!

2014 $500 Grand Prize Winner

2014 $500 Grand Prize Winner

We are happy to announce our 2014 $500 Grand Prize winner, Armando Berumen! Armando has been our client for over ten years, and snagged his winning entry by referring a friend for a truck insurance quote. Thank you Armando and enjoy the extra spending money.

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Long time Massey client, Armando Berumen and his wife pose with their prize.

2013 Contest Winner – continued

2013 Contest Winner – continued

Robert Havens, Havens Transport

As 2013 draws to a close, we’re plotting for our 2014 contest and in the process found that we hadn’t recognized our Grand Prize winners here on our blog.

Robert Havens won our Grand Prize drawing in November for $500.00 Black Friday Cash. Robert got entries all year long by referring associates for quotes and leaving reviews for us on Facebook, Google and Yahoo. Congratulations to Bob and thanks for the awesome reviews!

2013 Contest Winner

2013 Contest Winner

As 2013 draws to a close, we’re plotting for our 2014 contest and in the process found that we hadn’t recognized our Grand Prize winners here on our blog.

Hank Smalley won our Grand Prize drawing in May for an Apple iPad and stopped by the office to show us he was already putting it use. Hank got his entries by referring his son to Massey for his truck insurance and permits. It sure paid off for both, Brian saved some money and Hank scored an iPad.

Congratulations Hank and thanks for the referral!

December Contest

December Contest