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Have You Reviewed Your California Business Insurance Policy Lately?

Have You Reviewed Your California Business Insurance Policy Lately?

California is one heck of a place to start a small business. When you
look at the state, it’s easy to realize why there are over
one million small businesses with employees. California has the highest
population and also has access to numerous resources. Additionally, its
proximity to the ocean, mountains, cities, and suburbs puts it in a unique
geographical position. Additionally, the amount of people that own cars opens
up a bunch of industry opportunities as well. Since you’ve taken the initiative
to start a business in our beautiful state, you’re obviously capitalizing on
the resources available and using them to your advantage. However, while you’re
churning out profits and increasing revenue every year, there is something that
may be slipping your mind: protection. Keeping your business protected from
physical damage, theft, and liability are crucial to the success and
advancement of your company because if you would ever have to pay for these
costs you could end up down on your luck. Thankfully, our agency’s California
business insurance can help you get through any difficult financial
situation you find yourself in. With business insurance, you can receive coverage
for:

  • Worker’s compensation
  • Liability
  • Errors & omissions
  • Commercial auto
  • Commercial property
  • And more…

At Massey Insurance Services
you can rely on us to provide you with the assistance and information you need
in order to be protected from any damages you may incur. Our reliable and
affordable California business insurance is what every small business owner
needs to stay out of financial trouble. Contact us today and we’ll help you
with anything you need!

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Have You Reviewed Your California Worker’s Compensation Insurance Recently?

Have You Reviewed Your California Worker’s Compensation Insurance Recently?

Listen, as a business owner you’re always way over your head with everything going on under your roof and outside of it. While owning a business is a tremendous experience and opportunity, you need to take into account what’s important and crucial to the success of your business, and not much is more important than the production of your employees. In order for an employee to be productive, they obviously need to be hardworking and have a good attitude, but they also need to be happy. If an employee is not happy, it might be hard for them to conduct solid work. Do you want this to happen? If you haven’t reviewed your current worker’s compensation package recently, you may want to do so. Supplying your employees with reliable and affordable benefits is important because it instills in them a notion that everything will be okay if they run into medical issues. Aside from keeping employees happy, you’ll also be able to lure new workers to your company as well. With California workers compensation, your employees can receive coverage for:

  • Medical expenses
  • Lost income/wages
  • Rehab costs
  • Death benefits
  • And more…

At Massey Insurance Services our California worker’s compensation policy is just what your company should be looking for in order to protect your employees. Your employees deserve to be treated with the respect and care they deserve, so it’s time you review your current plan to make sure they are receiving a reliable coverage. Contact us today and we’ll answer your questions!

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If Your Business Uses Trucks to Transport Goods Then Commercial Truck Insurance is What Your Company Needs Now!

If Your Business Uses Trucks to Transport Goods Then Commercial Truck Insurance is What Your Company Needs Now!

What’s the rush? As a business owners operating with commercial trucks,
you sometimes need to take a couple steps back. While transporting goods and
services via truck relies on speed and efficiency, you can’t always let
yourself get caught up in the “speed” aspect. Obviously, efficiency and
reliability are crucial and the best way to guarantee that these become a part
of your business is to obtain truck insurance so you can protect your drivers
and your business from any damages. While you may not consider potential
threats to your trucks, they do exist. Because California and the West are so
large and require so much driving, the hazards tend to multiply out here. For
instance, California currently has over 2,000 miles of interstate highways—a
staggering number. If your business is deeply involved with using commercial
trucks, you’ll need a commercial
truck insurance policy in order to keep everything at bay in case of unexpected
accidents and damages. Truck insurance can provide coverage for damage costs
relating to:

  • Local trucking
  • Long haul trucking
  • Reefer trucking
  • Flatbed trucking
  • Dry van trucking

At Massey Insurance Services we
can provide you and your business with reliable and affordable commercial truck
insurance. If your company uses trucks to transport goods, you’ll need all the
protection you can get in case anything ever goes wrong. Our agency believes in
maintaining a high level of customer service that is hard to find in other area
of Southern California. By contacting us today, not only will we help you with
everything you need, but we’ll also give you a free quote as well!

 

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What Are You Waiting For? You Need California Business Insurance Before Anything Else!

What Are You Waiting For? You Need California Business Insurance Before Anything Else!

It’s always been a necessity for business owners like you to take into
account every single facet of your operation. Being a leader in a company
requires a lot of hard work and attention to small details, and constantly
going over these small details can lead you to neglect some of the bigger picture
aspects of your company. In order to get the most out of your business you need
to take a step back and ensure that everything on your property—products,
employees, the building itself—are protected from any outside damages that may
occur unexpectedly and without warning. A business insurance policy can make
sure you’re able to perform your daily duties without having to spend time
worrying about potential damages out of your control. With California
business insurance, you can receive coverage for:

  • Commercial property
  • Commercial auto
  • General liability
  • Group benefits
  • Worker’s compensation
  • And more…

At Massey Insurance Services we
understand how hard it is for business owners like you to find reliable
coverage these days. Our agency will make sure that you’re taken care of and
given the information and assistance you need when it comes to obtaining
California business insurance. What are you waiting for? Contact us today and
we’ll get you on the right track!

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Are You a Hardworking Employee? Then You Deserve California Worker’s Compensation Insurance

Are You a Hardworking Employee? Then You Deserve California Worker’s Compensation Insurance

Do you work hard? Maybe that’s not the best question to ask, because of
course you do! Not only do you love your job and work hard at it day in and day
out, but you’re also reliant on it financially. Without your job, you wouldn’t
know where to turn. Have you wondered what life would be like if you were
suddenly unable to work at your job? What if you became suddenly injured and
were unable to work for an extended period of time? Do you know what you would
do or how to receive benefits? Here are some commonly asked questions regarding
California
workers compensation insurance:

  1. What is worker’s
    compensation?

Worker’s compensation is an insurance policy that all business owners
are required by law to have in order to protect employees in case they get
injured on the job. If you hurt your back or other body part in a fall, you are
eligible to receive benefits relating to your injury.

  1. What should I do if I get
    injured on the job?

The first thing you should do is report the injury to your employer
right away, waiting will only hurt your chances of receiving coverage. After
learning about your injury or illness, your employer must give you a form to
fill out within one business day of the notification.

  1. Can my employer fire me
    because of my injury?

No! It is against the law for your employer to fire you because of a
work-related injury. When becoming injured on the job, your employer should
understand the implications and assist you with whatever you need in order to
receive coverage.

At Massey Insurance Services
you can refer to us for any information you need regarding California worker’s
compensation insurance. You are a valuable, hard working employee and deserve
the best coverage if you become injured on the job. Look, sometimes things
happen, and you need all the help you can get in instances like these. Make
sure your employer has reliable worker’s compensation insurance, and feel free
to contact us for more info!

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With California and the Rest of the West’s Never Ending Interstates and Landscapes, Commercial Truck Insurance is a Necessity for Businesses!

With California and the Rest of the West’s Never Ending Interstates and Landscapes, Commercial Truck Insurance is a Necessity for Businesses!

The West is filled with vast landscapes and a never ending system of
interstate highways that stretch from Seattle to San Diego, from Los Angeles to
Denver. The West is unique in that because everything is so spread out, we have
to cover longer distances to get places as oppose to the East Coast where
everything is much closer. Longer distances apart means more driving which
means more need for protection. If you’re a business owner that operates with
commercial trucks, you need to start considering the risks and dangers that the
open roads of the West contain. Listen, anything can happen on the road no
matter how experiences and qualified your drivers are. All nighters, hazardous
roads, and other motorists are all risks involved with transporting cargo across
thousands of miles of landscapes. If your business heavily relies on commercial
trucking, then you ought to be considering commercial
truck insurance in order to save you and your business the hassle of
dealing with collisions, claims, and liability. Commercial truck insurance
protects trucks of all sizes, including:

  • Dump trucks
  • Tow trucks/auto haulers
  • Dry freight, lumber, hazardous haulers
  • Local, intermediate, and long haul truckers

At Massey Insurance Services
our knowledge and experience in the trucking industry has made our name well
respected in the state of California. A commercial truck insurance policy not
only protects your business from collisions costs, it also keeps you out of
harm’s way if anyone were to file a liability lawsuit against your company. Our
agency is committed to providing companies with commercial trucks the
protection and safety they need. With this economy, no one can be too careful,
including you. Contact us today and we’ll get you started immediately!

 

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Got A Trucking Route Planned for The 5? Consider California Truck Insurance and These Safety Tips Before Heading Out!

Got A Trucking Route Planned for The 5? Consider California Truck Insurance and These Safety Tips Before Heading Out!

California quite possibly has the most intense set of roads and
interstate highways in the country. Whether it’s jetting down the 5 from San Francisco
to San Diego or going to and from the beginning and end of I-405,
California highways are a site to be taken in. As a business owner with
commercial trucks, it’s important that your drivers be weary of what can happen
on the road. With all the crazy California drivers cutting quickly between the
five-lane highways, your truck drivers need to be careful in order to protect
themselves, your business, and other drivers. By passing along these truck
driving safety tips to the ones operating the large vehicles for your business,
they should ride along the concrete gateways in no time and without hassle.

  1. Vehicle maintenance is key:
    Always, ALWAYS check your truck before hitting the road. Whether it’s checking
    the brakes, windshield wipers, or even cleaning out any garbage or scraps, your
    truck will be much safer for you and the vehicles you encounter on the road.
  2. Personal maintenance is also
    necessary    : It’s crucial to always get a good night’s rest if a long
    drive is ahead of you. Eating well, staying hydrated, and regular exercise will
    help you remain concentrated during those long hours behind the wheel.
  3. Don’t forget about blind
    spots    : As a truck driver, your blind spots sort of act like a weakness
    while on the road. Always keep track of what is going in these areas as cars
    are always trying to pass large trucks in order to get around them. Don’t switch
    lanes without carefully considering what lies in your path.

These are just a few ways to safely operate a commercial truck. By
searching online you’re bound to find many others!

At Massey Insurance Services
our agency offers a wide array of insurance policies while specializing in
California truck
insurance. Our truck insurance is guaranteed to help your business and drivers while
moving heavy cargo up and down California along with the other Western states. You
business and your drivers need all the protection they can get, so don’t go one
more day without an insurance plan you can trust. Contact us with any
questions, we’d be happy to answer everything!

 

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Without California Workers Compensation Your Business Could Be in Hot Water

Without California Workers Compensation Your Business Could Be in Hot Water

As a business owner in Southern California you’ve probably been reaping
the benefits that come with being a leader within a company. By making all the
important decisions, you have a lot of power and influence and are able to
control what type of steps your company takes towards the future. While hiring
employees is an important decision you make in regards to the people that work
for you, there’s a subsequent decision that must be considered for the safety not
only of your employees, but your finances as well. With workers compensation
insurance you can not only supply your employees with benefits in case they’re
injured or fall ill, but you also protect yourself from any potential lawsuits
and legal issues that may arise. A lawsuit can derail a company for years and
perhaps even permanently. With California
workers compensation, your employees can receive coverage for:

  • Rehab costs
  • Death benefits
  • Lost income/wages
  • Medical expenses
  • And more…

At Massey Insurance Services, Inc.
we provide customer service as well as anyone in Southern California. Our
California workers compensation policy will help your company not only protect
employee health benefits, but provide financial stability as well. The
insurance process can be tricky, confusing, and frustrating, and it’s our job
to primarily provide you with the knowledge you need in order to walk away with
comfort and a smile. Contact us today for more information and a free quote!

 

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California is the Driving Capital of the Country…Are You Protected?

California is the Driving Capital of the Country…Are You Protected?

With the amount of cars on the road in California it’s hard to spend a
week driving around town or up and down the freeway without seeing a few
accidents. Because of California’s sheer numbers of roads and vehicles, traffic
and collisions have become a normal way of life. This, as you may already think,
is not good. Realistically, driving a car is one of the more dangerous things a
person can do. With the amount of accidents that occur compared to the number
of drivers, no one can ever be completely, 100% safe behind the wheel. Serious
car collisions are things that you always expect to happen to others, yet this
is the attitude that can get you into serious trouble. With a reliable car
insurance policy, you can protect yourself from any unfortunate and serious
accident you may be involved with. Whether the collision be your fault or
another operator’s, you need to have auto insurance in order to limit the
financial and legal damages you may experience. With California
auto insurance, you can receive coverage for:

  • ·        
    Collisions—insures the policyholder from loss
    during a collision with another vehicle or object
  • ·        
    Medical injury protection—covers treatment of
    the driver and passengers of the policyholder’s car after an accident
  • ·        
    Property damage liability—covers damages caused
    to someone else’s property by the policyholder while operating a motor vehicle.
  • ·        
    Bodily injury liability—covers injuries to
    others caused by the policyholder while operating a motor vehicle.

With Massey Insurance Services we
understand how confusing and difficult the insurance shopping process can be.
Many customers go into the process knowing very little and leave without
learning anything. Our goal is to not only educate you on insurance policies,
but to also give you the information and care you deserve. Our California auto
insurance policy is exactly the type of coverage you need in order to feel safer
while traversing these monstrous California roads. Contact us today for a free
quote and a free lesson.

 

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When the “Next Big One” Hits, Make Sure You’re Prepared With California Earthquake Insurance

When the “Next Big One” Hits, Make Sure You’re Prepared With California Earthquake Insurance

With the amount of cars on the road in California it’s hard to spend a
week driving around town or up and down the freeway without seeing a few
accidents. Because of California’s sheer numbers of roads and vehicles, traffic
and collisions have become a normal way of life. This, as you may already think,
is not good. Realistically, driving a car is one of the more dangerous things a
person can do. With the amount of accidents that occur compared to the number
of drivers, no one can ever be completely, 100% safe behind the wheel. Serious
car collisions are things that you always expect to happen to others, yet this
is the attitude that can get you into serious trouble. With a reliable car
insurance policy, you can protect yourself from any unfortunate and serious
accident you may be involved with. Whether the collision be your fault or
another operator’s, you need to have auto insurance in order to limit the
financial and legal damages you may experience. With California
auto insurance, you can receive coverage for:

  • ·        
    Collisions—insures the policyholder from loss
    during a collision with another vehicle or object
  • ·        
    Medical injury protection—covers treatment of
    the driver and passengers of the policyholder’s car after an accident
  • ·        
    Property damage liability—covers damages caused
    to someone else’s property by the policyholder while operating a motor vehicle.
  • ·        
    Bodily injury liability—covers injuries to
    others caused by the policyholder while operating a motor vehicle.

With Massey Insurance Services we
understand how confusing and difficult the insurance shopping process can be.
Many customers go into the process knowing very little and leave without
learning anything. Our goal is to not only educate you on insurance policies,
but to also give you the information and care you deserve. Our California auto
insurance policy is exactly the type of coverage you need in order to feel safer
while traversing these monstrous California roads. Contact us today for a free
quote and a free lesson.

 

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